At Swaraj Prakashan, we offer a variety of payment methods to provide convenience and flexibility to our customers. Our payment policy outlines the accepted payment methods, the use of Razorpay as our payment gateway, and the responsibilities related to banking and payment gateways.
Accepted Payment Methods:
We accept the following payment methods:
- Credit Cards
- Debit Cards
- Net Banking
- UPI (Unified Payments Interface)
- Wallets (e.g., Paytm, Google Pay, PhonePe, etc.)
- Cash on Delivery (COD)
Payment Gateway:
We utilize Razorpay as our trusted payment gateway to process online transactions securely. Razorpay ensures a smooth and secure payment experience for our customers across various payment channels.
Responsibility Regarding Banking and Payment Gateway:
- Bank Responsibility: Your bank is responsible for the processing and authorization of transactions made using your credit/debit card, net banking, or any other bank-related payment method. We do not store or have access to your banking details.
- Payment Gateway Responsibility: Razorpay, our payment gateway partner, is responsible for the secure processing of online payments. Any issues related to online payment processing, refunds, or disputes fall under the purview of Razorpay’s policies and procedures.
Payment Security:
We prioritize the security of your payment information and employ industry-standard encryption and security measures to safeguard your financial data during transactions.
Cash on Delivery (COD) Policy:
For customers opting for Cash on Delivery (COD), please note the following:
- COD orders are subject to verification and confirmation by our team before processing.
- Payment must be made in cash to the delivery agent upon receiving your order.
- COD orders may be subject to additional service charges or restrictions based on delivery location or order value.
Contact Us:
If you have any questions or require assistance regarding payments or our payment policy, please feel free to contact our customer support team at